Jun 25, 13
If you are not up to date with your news, you might be surprised to learn that Calgary, Canada is currently experiencing flooding problems from heavy rains. Similar to what occurred somewhat recently in the North East of the United States, also suffering from flooding issues from Hurricane Sandy.
My heart goes out to the folks effected in Calgary, but as someone who experienced the effects of Hurricane Sandy in New Jersey, their problems are just about to begin.
Jun 25, 13
As some of you may know, I am originally from Taiwan. Although I have lots of family members there that miss me dearly, long story short, SUMMER is not the time to go there. Its hot humid, super hot, and spicy food is often on the menu.
Being that I could not write a word of Chinese in my mother tough, my sophomore year at university my folks shipped me back to the mother land to force to me learn how to write. During my one year stay I did gain some mastery learning how to write Chinese characters, but my biggest education in life came from the foreign community in Taiwan.
Photo credit: compasscayman.com
The name “Ken Dart” is easily one of the most discussed names in the Cayman Islands. Known worldwide as an astute businessman, a generous philanthropist and benefactor, and a highly private individual, Mr. Dart has left many people wondering exactly who the man behind the mask is.
Although he dabbles in a wide variety of businesses across a number of industries, Mr. Dart is currently focused on his role as the owner of Dart Cayman Islands. He also serves as an active member on several Boards of Directors, including Dart Enterprises and Dart Realty Cayman. He also possesses a vested business interest in multiple commercial and recreational retail and real estate development operations within the Cayman Islands. Ken Dart was the primary designer and developer of an entertainment and shopping super-complex, known as Camana Bay. The amount of business and profit Camana Bay has brought to the island is expected to continue to bolster the Cayman Islands economy for at least the next five years.
The Dart Cayman Islands group is comprised of a number of different businesses, but this international conglomerate began with just a handful of employees and a single corner office. Today, this group employs nearly 700 individuals, 500 of whom are local citizens of the Cayman Islands, with the rest consisting of internationally located expatriates from the United States. Dart is committed to ensuring the mentoring, development, and personal and professional growth of their employees. In 2012, the Dart group launched their own high school and college scholarship program, named Minds Inspired, for local students who were not otherwise be able to afford to do so.
In September of 2004, Hurricane Ivan devastated the Grand Cayman Islands, and the results were horrific. Immediately, the Dart Foundation contributed $1 million to the government’s National Recovery Fund, which assisted in rebuilding and repairing hundreds of homes for Cayman citizens. As a member of the Dart Foundation’s Board of Directors, Mr. Dart has also ensured that funding has been provided to the Cayman government for the express purpose of developing and building new community and public parks, as well as the restoration of existing ones. The Dart Foundation has also provided funding for the Central Caribbean Marine Institute, the Little League of the Cayman Islands, the National Gallery of the Cayman Islands, and the Cayman Maritime Heritage Foundation.
Ken Dart has gone to great lengths to ensure that his businesses reinvest in the community that has supported his companies since day one; however, the Dart Foundation would not have the capital or funding for all of their charitable ventures if it were thanks the incredible business acumen of Mr. Dart. While most citizens of the Cayman Islands will never know Mr. Dart on a personal level, numerous public testaments to his character exist throughout the Cayman Islands.
To find out more about Ken Dart, the Dart Foundation, and the business services and charitable ventures of this organization, please visit their website today.
While it’s true that men have been growing mustaches ever since the beginning of time, November is not just another ordinary month of the year! Since 1999, November has been established as a special month for growing mustaches and raising awareness of male health issues such as prostate cancer, testicular cancer and mental illness annually across the globe.
Movember (a combination of the words “mustache” and “November”) was the idea of a group of young men living in Adelaide Australia. This group of men came-up with the idea of growing different styles of mustache for charity purposes in a pub and after they decided to take further action for this cause (raising awareness of male health issues), Movember soon grew in popularity beyond Australia and became a global phenomenon celebrated by thousands of men across the globe, catching the attention of media and especially the internet.
Since 2004, the group decided to launch a charity movement with the name “ Movember Foundation” in at attempt to raise funds for male health problems in various countries like Australia, Canada, U.S.A, United Kingdom, South Africa and many other smaller countries. Ever since the official launch of the charity, the team succeeded to raise $174 million worldwide with the largest contributions coming from Canada and the U.S. Movember foundation has also announced the “Moscars” in 2010 which is a contest among males who grow a mustache in November and show their involvement in the movement by submitting related Movember-themed content.
Movember has received much attention from the media with many celebrities and public figures publicly expressing their active support of the movement. This has encouraged the team to hold many celebrity-endorsed committees in various countries like United Kingdom,New Zealand and Spain and for further awareness.
If you also want to make a statement by growing a mo-mustache on November and become a “mo bro”, there are many different styles and ways to grow your facial hair. While for some men may find it hard to grow their desired style in less than a month, experts agree that there are many ways to grow your mustache more easily. For some, the best way to start growing an impressive mustache is by growing a beard first and then shave everything else gradually until you get your ideal mustache shape. Other ways to grow your hair in this region include the use of high quality tools like a trimmer and a mustache comb for a more clean and polished look.
To determine what is the best shape for you, you have to take into consideration your face shape, the thickness of your hair and the way your hair grows. Thinner and shorter mustaches for example work better in males with smaller face shapes while those with bigger, more broad faces, can grow a bigger and thicker mustache.If you are still can’t figure out how to grow and maintain your ideal mustache shape, an experienced barber will help you sort things out , making all the necessary touch-ups for a well-shaped “mo”.
When the recession began in 2008 no one knew how bad it was going to be. It was a presidential campaign year and candidates were making bold promises about what they would do to get the economy back on track. Unfortunately, it tanked more than anyone expected and took the rest of the world down with it. National unemployment went above 10% for the first time in generations. The stock market lost over 50% of its value and entire retirement funds were wiped out. Now, 5+ years later, things are starting to turn around. Unemployment is below 7%, banks are lending money again, and there’s a general feeling that we’re almost fully recovered.
Let’s look at three sectors of our economy to see how they’ve fared since 2008.
Nothing was hit harder than the construction industry in 2008. For the previous 10 years almost anyone was able to borrow enough money from a bank to buy a new home. That meant people were building houses like crazy. Huge developments were built in California, Nevada, and Florida that were mostly occupied by first time homeowners. Well, once the economy started collapsing and people started losing their jobs and lost access to bank loans no one wanted to build any houses anymore. It was too risky. The construction industry was decimated almost overnight.
In the last couple of years things have really turned around. Banks are lending again an people are building again. Entire houses aren’t being built on the same scale as they were pre-2008 but there’s a lot of business construction and home remodeling. This has resulted in a tremendous boost to the construction support sub-industry. For example, if you need a dumpster rental because you don’t have enough in stock then you’re going to find a local dumpster rental supplier. Transactions like these are happening every day and are a major boost to the construction industries.
“Experts” everywhere have been mourning the death of US manufacturing for decades. It’s too expensive to build anything in America they claim, best outsource it to Asia where labor is cheap. Well, a funny thing happened during the recession. Americans started placing more value on goods that were manufactured in the US. People would even pay a little more to have something that was made here. And the rising cost of fuel has made shipping costs increase to the point where some goods manufactured in the US can compete on price with goods from Asia. But the real improvement in the manufacturing sector has come from high end goods which generate high paying jobs.
We all remember the tech boom and bust of the early 2000′s. Well, it looks like the industry has started to learn its lesson and has placed more emphasis on value added companies than those that might just generate a quick buck. Companies like Google and Facebook are finding reliable ways to generate reliable profits and have been massive job creators. Another benefit of the tech industry is that anyone, anywhere, can come up with an idea and test it out relatively cheaply before bringing it to the market which has created a whole new generation of entrepreneurs.
While the economy still has a way to go to be fully recovered, it’s definitely on the right track.
Coming up with money in a pinch could be the difference between surviving a bind and ending up on the street. It’s a fact – the majority of families not just in this country but in many parts of the world are all within a month of being homeless. If income stops coming in, creditors will start calling. If you’re in Canada and happen to have a less than stellar credit profile, there are still lenders who might extend you a loan offer. At least 5 companies in Canada are willing to give money to those with nowhere else to turn.
- Quick Cash Loan: This isn’t exactly a large bank but they do have plenty of money to lend. The terms are fairly favorable too, as long as you’re able to pay the money back in a timely fashion. Loans for $500, $1,000, $2,000 or even more can be acquired here. It’s unclear if these loans would require collateral of any kind. This is a great first stop for you to seek your loan in Canada and even outside of the country. Be sure to look up their website online and check out the different short term loan options they have available.
- Cash Now Loans: This is another non-bank financial institution offering loans to Canadians with poor credit. They too have a website and it’s actually connected to Facebook, too. This particular company offers a wider variety of loans than payday or short term financing which can be found almost anywhere. If you’re looking for a mortgage or car loan, or need a sizeable amount of capital to start up a business, your bad credit might not stop you from getting money at this lender.
- Canada Cash: While it might not be a lender exactly, Canadacash.info can help you find all kinds of lenders in and around your province. It’s kind of like a directory for different lenders and yes, they do have plenty of institutions willing to give money to people with poor credit. They facilitate loans and make things happen for you, but they don’t actually lend you the money – be sure to keep a close eye on any documents pertaining to your loan. Loan agencies like these are often not at all responsible for any misgivings which might arise during the life of your loan.
- Guaranteed Credit Loans: The name may have guarantee written right into it, but you should still expect to jump through the same hoops and hurdles to get a loan from this institution. While it does offer loan amounts of up to $5,000 to qualified borrowers, getting the big bucks will probably entail borrowing smaller amounts and proving your ability to repay for this lender. The rates are certainly better than borrowing from payday lenders though. If you’re unable to find a loan anywhere else, this could be one of the best spots for you to stop. They just might be helpful.
- 310 Loan: By visiting the company website you can see all about this particular lender. They specialize in getting money to people who are in work with a demonstrable ability to repay the money. If you’re in work but a sudden and unexpected expense arises, like a broken down vehicle, then this is a great spot for you to visit. While some lenders will refuse to give money to people with bad credit even if they can be reasonably expected to pay it back, this is not one of those lenders. Definitely worth a look for those with poor credit.
Each of these lenders or loan facilitators can help you find extra money when you need it if you’re facing financial difficulties in Canada. While having 5 lenders for loans if you have bad credit in Canada is always nice, having even more lending agencies to rely on is always better. While searching for lenders who will bear with the burden of your financial history, you should be paying off whatever small debts you can manage, whenever you can. It might not seem like much, but every bit does help your credit. Learn more about payment schedule at rateline.ca
While student loans, a current mortgage or other bills are probably too big to simply pay off in the present, you could always do a better job of keeping up with the little things you buy. Buying dinner here or there, groceries when you’re in a rush and other small purchases do add up and help to bog down your credit. If you don’t pay off the associated charges promptly, it will certainly reflect poorly on you. Practicing good credit habits can save you from a pitfall, or help pull you out of one.
More than 50,000 runners participated in November’s NYC Marathon, record numbers despot the Boston Bombings incident that occurred in April. This is the 43rd year the NYC Marathon has taken place and also passes the millionth person to participate in the marathon. New York City police also came in record numbers as it was reported that 47 bomb-sniffing dogs were in patrol in response to April’s Boston Bombings. Additionally, there were a reported 1,500 surveillance cameras pointing at the entire route and even scuba divers underneath the bridges underwater looking out for suspicious activity there as well.
Although this extra security was supposed to make participants and spectators feel safer during the marathon, many people also spoke out about how it made them more nervous. Participants were also screened before starting the race by walking through metal detectors and forced to carry all their belongings in clear plastic bags. Other than that, however, the marathon was just like any other.
Spanning 26.2 miles, the marathon wasn’t just doom and gloom. Tens of thousands of onlookers came out to watch the marathon and many people have said that it felt like a very long block party. Geoffrey Mutai finished the marathon first with a time of 2 hours, 8 minutes, and 24 seconds. Finishing a marathon takes hundreds of hours of preparation, training, and the right equipment. The most important thing marathon runners and trainers should be doing is eating healthy and walking every day that you are not running.
This preparation requires that you have at least one pair of good, comfortable walking shoes to use on your off days (days you don’t train through running). If you don’t which walking shoes to buy, you can find a list of the best walking shoes here. This guide is used by many athletes to stay on top of new product releases and the highest rated walking shoes available today. They also provide a larger list of the best walking shoes for women which you can sort and filter your results based on the type of feet you have and the shoe you require. There is also a larger mens walking shoe list called the best walking shoes for men.
The other important aspect is eating healthy, which is arguable the most important part of one’s training. Eating healthy and being consistent with your diet has the biggest impact on your performance and endurance as an athlete. Healthy foods provide the necessary energy to keep your body going when it counts for longer periods of time than typical processed and junk food. There are many healthy recipes on the internet to follow specifically for training for a marathon. Again, sticking to a consistent healthy diet will be the biggest change you can make to your training program and it will make the biggest difference. If you couple training everyday with eating everyday, you too can also be a top marathon runner. If you train hard enough you might even surprise yourself on next year’s NYC Marathon when you find yourself running side by side with Mr. Mutai.
It may come as a surprise to many that if you do not appear on any credit checking databases, that is viewed in a negative way. Lenders prefer to deal with people who have previously obtained loans, phone contracts, store cards or credit cards and so on. That way, they can see if you are good at keeping everything in order.
It is a good idea to do your own credit check before approaching a lender. You can get your credit record from a credit reference company like Experian. These companies gather information about you and your credit history. You should check the report to make sure the information contained in it is accurate. If you have been late with payments, or defaulted on previous loans, that information will be in your credit report.
If you approach a bank or a finance company wanting to borrow money, they are most likely going to do a credit check on you before they will approve the loan. Many people think that because they have a bad credit rating it will be impossible for them to raise money, for example to buy a car. However, this is not necessarily the case.
It is possible to get no credit check car loans. There are lenders who specialize in dealing with people with poor credit ratings. They will not bother doing a credit check when you apply to them for finance.
However, you will have to have a source of regular income from which the loan repayments can be taken. That could be from a pension, from work earnings, or even from social security. The key thing the loan company will take into account is whether you have the ability to repay the loan without any problems.
However, if you do apply for no credit check car loans, you should keep it in mind that the terms of the loan will be less favourable than you would get with a lender who ran a credit check first. You should also give some thought as to why you need to apply for no credit check car loans.
If it is because you have had problems with credit in the past, then you should be honest with yourself and ask yourself if you are likely to have problems with keeping up the repayments on a new loan.
When you borrow money to buy a car, the car becomes part of the security for the loan, according to Australian website www.ryda.org.au. Until you repay the loan in full, the car remains the property of the lender. If you fall behind with the repayments, the lender will be legally entitled to repossess the car.
If this happens, you will not get any refund of the payments you have already made. If you stop repayments several years into the loan, this could mean losing thousands of dollars. You need to be absolutely certain that you will be able to keep up the repayments throughout the entire period of the loan.
In summary, just because you cannot get a loan from a bank does not mean you cannot get a loan elsewhere. It is possible to get no credit check car loans, but the interest levels will be higher. You should also be sure that you will be able to meet the loan repayments in full and on time.
When it comes to maintaining a car, some people carry little knowledge of what they should do. It is vital to care for a vehicle and extend its life, and the information below may help.
1. Wash The Car Frequently
It is important for a person to wash a car as often as possible. Some car owners choose to ignore their vehicles. They assume that they may leave the cars alone for long periods without consequences. However, if a car does not undergo a washing session, it may be difficult to wash the car in the future. Dirt may ingrain into the car and cause it to look filthy and unhealthy. A person may be unable to see out of the windows. If a person plans to sell a car in the future, this is something to keep in mind.
2. Prepare For the Weather
Some people do not believe that they should prepare their cars for changing seasons. These individuals may assume that the car may be able to handle anything found on the road. This is not necessarily true. Cold weather may cause the doors of the car to freeze, and it may be difficult for the owner to get inside of the car. If it is warm outside, the owner must ensure that the air conditioner functions properly in order for the driver and passengers to experience a cool interior. Car owners will not experience inconvenience if they prepare a car for differing weather conditions.
3. Do Not Ignore Signs
During the course of a car’s life, it is not unusual for the car to display signs of wear. Many cars give off signs that something requires attention, and a car owner should not ignore anything that presents itself. For example, the brakes of a car may appear to be loose; this may be a sign that the brakes require a replacement. If this is not the case, the car engine may make strange sounds while the owner drives the car down the road. A person should check any trouble spots and alert a mechanic.
4. Follow the Rules Of The Road
Though this maintenance tip may appear to be obvious, it is worth mentioning. A person who owns a car of any brand should pay attention to what happens on the road. This is a large part of maintaining a car as damage to a car may lead to expensive repairs. A person should watch other drivers on the road and drive within the speed limit. A person does not have to be paranoid about the situation; however, a person should be responsible and think about the health and safety of others. A careful driver is a wealthy driver.
If a person wants to learn about how to maintain a car, it is necessary to retain knowledge and prepare the car for the coming seasons. It is also a good idea to be a responsible driver and alert a mechanic of any possible problems. The information above may help.
With the recent news that Rupert Murdoch filed for divorce from his second wife, whom he married just 17 days after getting divorced from his first wife, I thought it would be fun to look at the biggest divorce settlements in history. Some of these were messy, some were amicable, but all included staggering amounts of money. So here they are, the world’s five biggest divorces:
#5 Craig and Wendy McCaw
The McCaw’s met each other during Craig’s sophomore year at Stanford. He went on to start a highly successful telecommunications company which he sold to AT&T for over 11 billion dollars in 1994. Apparently they couldn’t handle the success and the McCaws divorced a year later. Wendy ended up with $460 million which made her one of the richest women in the US.
#4 Stephen ad Elaine Wynn
Stephen and Elaine tried their best to make it work, they really did. They were married in 1963 and stayed that way until 1986 when they decided to divorce. During the time they were married they built Wynn casinos not only in Las Vegas but around the word. Five years after their divorce they decided to give it another shot and remarried. That lasted until 2008 when they called it quits a second time. Elaine ended up with $740 million in Wynn company stock.
#3 Adnan and Soraya Khashoggi
The story of Adnan and Soraya Khashoggi is one of the more interesting and sordid on this list. They met in London in 1960, Adnan an up and coming Saudi arms dealer, Soraya, a 15 year old girl, and were quickly married. Adnan did quite well for himself dealing arms and by the early 1970′s was one of the richest men in the world, worth over 4 billion. He was also a major player in both the Iran Contra and Lockheed Bribery scandals. The couple decided to divorce in 1974 but the settlement wasn’t finalized until 1980 with Soraya receiving $874 million.
#2 Bernie and Slavica Eccelston
The Eccelston’s were a fairly odd couple in that Slavica, a former Armani model was nearly a foot taller than Bernie. They were married for 24 years during which Bernie became the chief of Formula 1 racing and amassed a fortune of nearly $3 billion. After their split in 2008 Slavica walked away with $1.2 billion making her one of the richest women in the world.
#1 Rupert and Anna Murdoch
The costliest divorce of all time belongs to Rupert and Ann Murdoch. They were married for 32 years before deciding to split in 1999. Rupert married his second wife just 17 days after the divorce was finalized. Ann ended up with $1.7 billion, which stands as the largest divorce settlement in history.
What I take away from this list is the importance of good council when going through a divorce. There’s no way these settlements would have been as high as they were if both parties had tried to split up the assets on their own. And while you’re split probably won’t be as costly as any of these, if you’re looking for a divorce attorney in NJ, start with http://www.girodivorceattorney.com.They’re the best and will fight to get you everything you deserve.
A few years back I spent six months backpacking around Europe and I ran in to a lot of people doing the same sort of thing. The experience was one I will never forget and I have made friends for life in all different countries because of those six months. When I say that I backpacked across Europe for six months, I don’t mean that I only slept under the stars for the whole six months but the majority of my time was spent in the great outdoors just taking in amazing view after amazing view. Some of my trip was broken up by spending a few nights’ here and there in local towns across Europe and I thoroughly enjoyed every minute of my backpacking adventure.
I don’t suggest that backpacking across Europe is for everyone but I know that everyone could benefit from such a trip. If everyone took some time out to unplug from the world to do something similar the world would be a better place and you wouldn’t have to be as uptight as I was about bathroom privacy by carrying around a portable toilet everywhere I went, including the stays in the local towns. I know it’s weird but I have this thing about going to the bathroom in public places or even private places when that place is anywhere other than my apartment back in California.
Some people would give me strange looks about having that with me on the outside of my backpack alongside my other gear but most people just thought it was a chair and it’s not like I would bring it out and start up a conversation about it during my journey. On more than one occasion when I would meet up with other travelers and share a campsite, someone would inevitably ask if they could use it. I would politely decline because of my whole bathroom related phobias. People were generally understanding about it. I don’t believe carrying it around hindered my experience in the slightest bit.
I hope to bring my fiancé on a similar backpacking trip through New Zealand next year. She isn’t quite as enthusiastic about it as I am but I told her that I guaranteed her satisfaction so it looks like I have some work ahead of me. This next trip is planned during the fall months in New Zealand and is only going to be a two month trip in total. We will probably spend a little more time in the smaller villages along the way where if I was by myself it would mostly be spent in the beautiful outdoors. I have never been to New Zealand but I hear the countryside is something to see. I know that because she isn’t the outdoor type like me, this will probably be my last big hurrah before we get married and I settle in to a more normal lifestyle with less travel, or at least less traveling with a backpack and all the other gear that goes along with it.
Binary options trading has been an ongoing fad in the business community. Traders who trade different assets and commodities have learned throughout the years to never trust anyone, but himself or herself or maybe a couple of people and that is it.
Because of this mysterious effect, some traders have secret strategies of their own, that get them the profit. Trading binary options is simple and thus, a lot of people share the same strategies and almost always equal in profits and shares. A unique trader would trade binary options in his own special way. Here are a few pointers that have leaked from binary options trading legends straight into your very hands:
- Do not risk all in the first try – When starting in the trading of binary options, it is best to take things slowly. Do not over exert trading and do not bet all your assets. Accumulate your wins. Start with the lowest and remember you are trying to observe how the system works. You are avoiding big mistakes that you cannot fix once it has done its damage.
- Get your head in the game – Put your ultimate research on understanding how the game works. Read newsletters, study graphs, observe the rise and fall of the market, go into overdrive by analyzing the factors and the reasons of the rise, or of the fall. It is necessary to be always in the zone and not just another trader betting on something they do not understand. Binary options trading is simple, so the research would probably not crack most of your brain cells.
- The broker has to be ‘the man’ – The broker to choose is one with experience, credibility, and often referred to by a lot of people because he has done miracles for the trader. Get to a broker with a free trading platform and excellent high returns in the trade. Look for one who is genuinely concerned that you get your money’s worth and that you are not being played at (
discover more here).
- Time is of the essence – the trader must always be on the look out as to what is happening in the market. There is a rise – why? A fall – why? Examination and interpretation of the movement and direction changes that took place should be analyzed carefully, so as when the time comes to trade your binary options you have 80% assurance of your win.
Aside from that, you can try other sure strategies that you can find online, strategies like The Paring Strategy, Binary Options Betting Strategy, and Stop Loss Trading Strategy. Again, in most cases, the strategy might work, but sometimes it will not. Being in this business, it is best to also have an open mind when risking and to take care of temperaments during a loss.
These are just some of the few, but important things a binary options trader must keep in mind. In the world of finance, one day you are rich the next day you are checking out of a cheap hotel with no other way of transportation than walking (ok, this might be an exaggeration but you know where this is going). Have a happy trading!